2014! The year of Horse. The year of the the horse symbolizes the starting of new projects, spending money, and impulsive spending. Not really a good idea for our family as we do have problems with spending. But this year, we are trying to not only be productive, but save money the best we can so we can move out of my moms. The balance between spending and savings maybe the most complex problem for our family. And so it begins...again.